CIMB OCTO MY

CIMB OCTO MY puts comprehensive banking services in your pocket, giving you control over accounts, payments, and investments from anywhere in Malaysia and beyond.

Manage all your banking needs with ease. Check balances across current, savings, credit card, loan, and investment accounts instantly. Transfer funds locally at no charge or send money internationally with competitive rates. Adjust spending limits, freeze or unfreeze cards, and change your PIN directly in the app—no branch visit required. Link your credit cards and accounts from CIMB Singapore for seamless multi-region banking.

Handle payments and everyday transactions without friction. Pay utility bills, credit cards, and loans to CIMB or other banks in seconds. Top up prepaid mobile credit for Hotlink, Digi, UMobile, and other providers instantly. Use QR payment technology for cashless checkout across Malaysia, Singapore, Thailand, Indonesia, and Cambodia. Set up recurring or one-time DuitNow payments, or request money from others via your DuitNow ID.

Grow your wealth on your terms. Open eFixed Deposits or eTerm Investment Accounts with competitive rates and withdraw anytime without visiting a branch. Track your investment portfolio—including ASNB and unit trusts—through MyWealth, a unified wealth management platform built into the app.

Security is built in at every step. SecureTAC lets you approve transactions with a single tap instead of waiting for SMS codes, with an extra layer of protection for peace of mind. If you spot suspicious activity, lock your CIMB Clicks ID immediately to block unauthorized access.

Customize the app to match how you bank. Pin your three most-checked accounts to your home screen for instant balance visibility. Create quick-access shortcuts to your most-used functions. Nickname your transactions for easy record-keeping. Save frequent billers and recipients as favorites to speed up payments. Quick Payment lets you send up to RM500 using only your fingerprint or a 6-digit passcode—no lengthy password required.

Beyond everyday banking, the app supports life's bigger financial moves. Apply for personal loans and cash advances directly in the app. Send messages to customer support through Mailbox instead of calling. Receive e-invoices from July 2025 onwards by updating your TIN. Extra Care assistance is available for customers who need additional support.

An OCTO Widget sits on your home screen for instant access to QR scanning, DuitNow transfers, and bill payments without opening the app. CIMB OCTO MY keeps improving—new features arrive regularly based on customer feedback, ensuring your banking app grows with your needs.